A digital wallet refers to an electronic device or online service that allows an individual to make electronic transactions. This can include purchasing items online instead of walking into a store. An individual’s bank account can also be linked to the digital wallet. The smartphone will act as our bridge toward a cashless society. On the surface, e-wallet is like payment cards that work out of an app. You load funds into a virtual wallet, and then use those funds to pay for goods and services.

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